Terms of service.

Effective Date: 09/01/2025
Last Updated: 09/07/2025

Welcome to PC Financial Group LLC (“Company,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of our website and services, including tax filing, credit repair, business consulting, and financial literacy education. By accessing our website or using our services, you agree to these Terms. If you do not agree, please do not use our services.

1. Use of Services

  • You must be at least 18 years old to use our services.

  • You agree to provide accurate, current, and complete information.

  • You are responsible for maintaining the confidentiality of your account login details.

  • Our services are intended for personal or business use and may not be resold or misused.

2. Professional & Legal Disclaimer

  • Tax Filing Services: We provide assistance with preparing and filing tax documents. However, you are ultimately responsible for the accuracy of the information provided to us and filed with tax authorities.

  • Credit Repair Services: We assist in disputing inaccuracies in your credit reports. We do not guarantee specific credit score outcomes.

  • Business Consulting & Financial Literacy Services: Our advice is for educational and informational purposes only. We are not liable for financial, legal, or business decisions made based on our guidance.

  • No Guarantees: While we aim to provide professional and high-quality services, we cannot guarantee outcomes, approvals, or results.

3. Payments & Refunds

  • Payment for services is due prior to or at the time of service, unless otherwise agreed in writing.

  • All fees are clearly stated before service is provided.

  • Refunds, if any, are issued at our sole discretion and subject to the nature of the service provided.

4. Intellectual Property

  • All content on our website (text, graphics, logos, training materials, etc.) is the property of PC Financial Group LLC and protected by copyright and trademark laws.

  • You may not copy, distribute, or modify our materials without prior written permission.

5. Privacy

Your use of our website and services is also governed by our [Privacy Policy]. Please review it to understand how we collect and use your data.

6. Limitation of Liability

To the fullest extent permitted by law:

  • PC Financial Group LLC is not responsible for indirect, incidental, or consequential damages resulting from the use of our services.

  • Our total liability for any claim related to our services will not exceed the amount paid for the specific service in question.

7. Indemnification

You agree to indemnify and hold harmless PC Financial Group LLC, its employees, and partners from any claims, damages, or expenses resulting from your use of our services or violation of these Terms.

8. Third-Party Links & Services

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties.

9. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of our services means you accept the updated Terms.

11. Contact Us

For questions about these Terms, please contact:

PC Financial Group LLC
16998 Middlebelt Rd. Unit 3008, Livonia, MI 48154
spellingsuccesswithp@gmail.com
248.880.1616